Privacy Policy

We, PAY-SWISH TECHPAYMENTS PRIVATE LIMITED, are registered at Plot No 4, 2nd floor,Office no7b Minarch tower,Gurgaon Sector 45,Sector -45,Gurgaon-122003,Haryana. hereinafter referred to as PaySwish.

At Payswish, we value your trust & respect your privacy. This Privacy Policy provides you with details about the way your data is collected, stored & used by us. You are advised to read this Privacy Policy carefully. By downloading and using the Payswish application/ website/WAP site you expressly give us consent to use & disclose your personal information in accordance with this Privacy Policy. If you do not agree to the terms of the policy, please do not use or access Payswish Note: Our privacy policy may change at any time without prior notification. To make sure that you are aware of any changes, kindly review the policy periodically. This Privacy Policy shall apply uniformly to Payswish applications, desktop website & mobile WAP site.

General

We will not sell, share or rent your personal information to any 3rd party or use your email address/mobile number for unsolicited emails and/or SMS. Any emails and/or SMS sent by Payswish will only be in connection with the provision of agreed services & products and this Privacy Policy. Periodically, we may reveal general statistical information about Payswish & its users, such as number of visitors, number and type of goods and services purchased, etc. We reserve the right to communicate your personal information to any third party that makes a legally-compliant request for its disclosure.

Personal Information

Personal Information means and includes all information that can be linked to a specific individual or to identify any individual, such as name, address, mailing address, telephone number, email ID, credit card number, cardholder name, card expiration date, information about your mobile phone, DTH service, data card, electricity connection, Smart Tags and any details that may have been voluntarily provide by the user in connection with availing any of the services on Payswish. When you browse through Payswish, we may collect information regarding the mobile/ tab device details, domain and host from which you access the internet, the Internet Protocol [IP] address of the computer or Internet service provider [ISP] you are using, and anonymous site statistical data.

Use of Personal Information

We use personal information to provide you with services & products you explicitly requested for, to resolve disputes, troubleshoot concerns, help promote safe services, collect money, measure consumer interest in our services, inform you about offers, products, services, updates, customize your experience, detect & protect us against error, fraud and other criminal activity, enforce our terms and conditions, etc. We also use your contact information to send you offers based on your previous orders and interests. We may occasionally ask you to complete optional online surveys. These surveys may ask you for contact information and demographic information (like zip code, age, gender, etc.). We use this data to customize your experience at Payswish, providing you with content that we think you might be interested in and to display content according to your preferences.

Links to Other Sites

Our site links to other websites that may collect personally identifiable information about you. Payswish is not responsible for the privacy practices or the content of those linked websites.

Security

Payswish has stringent security measures in place to protect the loss, misuse, and alteration of the information under our control. Whenever you change or access your account information, we offer the use of a secure server. Once your information is in our possession we adhere to strict security guidelines, protecting it against unauthorized access.

Consent

By using Payswish and/or by providing your information, you consent to the collection and use of the information you disclose on Payswish in accordance with this Privacy Policy, including but not limited to your consent for sharing your information as per this privacy policy.
We are required to make an automated IVR or a manual verification call to the customer for every cash on delivery (COD) order placed. You will receive this verification call even if your number is registered for the Do Not Disturb (DND) option.
For merchants accepting payments through Payswish for their websites / app/stores/shops
If Payswish needs additional time for any case, same will be informed to customer along with reason of delay and expected resolution timelines
If customer's issue is not resolved even after contacting various complaint resolution channels, he/she can reach out to our customer support team. Contact details are mentioned on the website

Cookies and tracking

A "cookie" is a small piece of information stored by a web server on a web browser so it can be later read back from that browser. Payswish uses cookie and tracking technology depending on the features offered. No personal information will be collected via cookies and other tracking technology; however, if you previously provided personally identifiable information, cookies may be tied to such information. Aggregate cookie and tracking information may be shared with third parties.

Data Retention

We retain your personal data only for as long as necessary to fulfill the purposes for which it was collected, including to comply with legal, regulatory, tax, accounting, or reporting obligations. Financial transaction records, identity verification data, and other regulatory-required information will be retained for a minimum period as mandated by applicable financial laws, typically 5 to 7 years after account closure or transaction completion. Marketing and communication data will be retained until you opt out or for a maximum of 2 years from your last interaction with our services. When data is no longer required, we securely delete or anonymize it in accordance with industry standards and regulatory requirements.